Terms & Conditions

By accessing or using Free EMI Calculator (the "site"), you agree to these Terms & Conditions. If you do not agree, please do not use the site.

Use of the site

The site provides free finance calculators and related educational content for personal, non-commercial use. You agree to use it lawfully and not to misuse it — for example by attempting to disrupt the service, scrape it at scale, or interfere with other users.

No professional advice

The calculators and content are provided for general information only and do not constitute financial, investment, tax or legal advice. Results are estimates based on the inputs you provide and standard formulas; your actual figures may differ. See our disclaimer for more.

Accuracy

We work to keep our calculators and content accurate and up to date, but we make no warranty that they are error-free, complete or current. Interest rates, tax rules and product terms change, and lenders may calculate figures differently. Always confirm important figures with the relevant institution.

Intellectual property

The site's content, design and code are owned by Free EMI Calculator or its licensors and are protected by applicable laws. You may use the calculators for your own purposes, but you may not copy, republish or redistribute the site's content without permission.

Third-party links and ads

The site may contain links to third-party websites and may display third-party advertising. We are not responsible for the content, products or practices of third parties. Following external links is at your own risk.

Limitation of liability

To the fullest extent permitted by law, Free EMI Calculator is not liable for any loss or damage arising from your use of, or reliance on, the site or its calculations. The site is provided "as is" and "as available".

Changes

We may update these terms from time to time. Continued use of the site after changes means you accept the updated terms. The "last updated" date above reflects the current version.

Contact

Questions about these terms? Email contact@freeemicalculator.com.